Entry Calculator
Find out how much cash you need to finance.
Why does the bank require a down payment?
Brazilian banks rarely finance 100% of a property or vehicle. The law and the rules of the Central Bank set safety limits to prevent real estate bubbles, like the one that happened in the United States in 2008. Usually, the golden rule for financing at Caixa is to require 20% of the property's value from the buyer's own funds.
Own Resources (Does FGTS count?)
Yes! The \"Down Payment\" does not necessarily have to be the money in your checking account. If you qualify under the rules of the Housing Finance System (SFH), you can use your FGTS balance to make up or even cover 100% of the down payment amount required by our calculator.
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