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Plot Calculator

Find out how much interest card machines charge.

Installments \"No Interest\"?

Many times we enter a store and see the sign: 'Up to 12 installments with no interest.' But when we ask for a discount to pay in cash, the salesperson says: 'Cash via Pix I give 15% off.' This proves that **the interest was already embedded in the price**. Money over time always has a cost.

The Rates of the Card Machines

Whether you are a consumer wanting to pay for a cellphone in installments, or a store owner calculating the fees that the card machine will pass on, this calculator applies compound interest to reveal exactly theExtra cost in interestof the operation. If the interest rate is zero (0), our tool will do the simple division!