Insurance Calculator (Auto)
Understand the mathematics between annual premium and insurance deductible.
Annual Policy PremiumR$ 3200.00 ao Ano
Understand the Costs
Você pagará à seguradora o valor de R$ 3200.00 independente de sofrer acidentes ou não (Custo fixo).
Se sofrer um sinistro parcial (batida), terá que desembolsar mais R$ 2000.00 (Franquia) para ativar a cobertura mecânica.
Em caso de perda total (PT) ou roubo, você não paga a franquia e recebe 100% da tabela FIPE.
Do you know what a franchise is?
Many new drivers think that paying car insurance monthly exempts them from any cost in case of an accident (claim). Wrong! Insurance companies charge an amount called a 'Deductible' (e.g., R$ 2,000) that the driver must pay to the repair shop before the insurance covers the rest. This tool helps you visualize and estimate what your actual fixed vs. variable cost will be on the road.
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